2026 PHYSICIAN RESIDENTS’ PAY, PERQUISITES AND BENEFITS
PAY AND PERQUISITES
PGY1 $60,236.80
PGY2 $62,067.20
PGY3 $63,960.00
PGY4 $65,852.80
PGY5 $67,849.60
Pay is posted as annual salary. Pay will be reviewed from time to time
to maintain comparability within the southern region
BOOKS/SUPPLIES/TECHNOLOGY ALLOWANCE: $250 per year.
LAB COAT: $150 initially and replacements up to $50 per year as needed.
FREE PARKING: Within close proximity to both facilities.
MEALS: Meals are provided at discounted rates within our cafeterias
BOARD CERTIFICATION REVIEW COURSE: An additional $1,000 allowance is provided in the third year of training
for categorical residents.
OTHER TRAVEL: Travel reimbursement may be available for residents who are invited to
present and or compete at conferences and for other required educational
activities. All travel is subject to budget limitations and requires pre-approval by IH.
TIME OFF: Residents will have 22 (8-hour) calendar paid days to use per academic
year. May be prorated if the academic year begins after July 30. Days
do not accumulate or rollover into the next academic year. There is no
cash value or cannot be cashed out in lieu of time off.
During a Resident’s tenure in each unique ACGME-accredited Program
to which they are appointed, the Resident/Fellow
may be granted a minimum of six weeks of approved medical, parental, and caregiver
leave(s) of absence for qualifying reasons that are consistent with applicable
laws at least once and at any time during an ACGME-accredited program,
starting the day the resident/fellow is required to report.”
Provide residents/fellows with at least the equivalent of 100 percent of
their salary for the first six weeks of the first approved medical, parental,
or caregiver leave(s) of absence taken.” Note that the requirement
does not mandate vacation or sick days be used. It does, however, state
that the minimum of six weeks of leave must be paid time off and that
at least one week of paid time off must be reserved for use outside of
these six weeks.
The one-time medical, parental or caregiver leave may be used in the event
of a Resident/Fellow’s inability to work due to serious illness,
injury, medical condition, or other qualifying reasons consistent with
applicable laws. Resident/Fellows with a one-time paid medical, parental,
or caregiver leave greater than six weeks may also receive an additional
week time off with pay.
To ensure absences are tracked in accordance with applicable laws and policy
and procedures of IH Human Resources, medical certificate or other documentation
in support of the leave will be required.
PROFESSIONAL LIABILITY COVERAGE: Provided while performing educational duties as a resident. $1,000,000
per claim/$3,000,000 aggregate for professional and general liability
coverage is provided by Infirmary Health.
DEA and ACSC FEE REIMBURSEMENT: Reimbursement of Alabama Controlled Substances Certificate fees and DEA
registration fees for required residents (Internal Medicine and General Surgery).
BENEFITS
IH HEALTH PLAN: A Preferred Provider Option (PPO) medical plan is offered and administered
by BlueCross BlueShield of Alabama, utilizing their network. The Infirmary
Physician Alliance (IPA) is a network of physicians within the Plan that
reduces the cost of office copays if used. Residents and IH share the
cost of coverage with approximately 75% paid by IH. Coverage is effective
the first day that the Resident is required to report.
PRESCRIPTION DRUG COVERAGE: Prescription drug coverage is provided with the health insurance plan.
IH provides onsite pharmacies for participants to help lower out-of-pocket
expenses for prescription medicines.
IH DENTAL PLAN: IH offers two dental plans -- a Premium Comprehensive Plan and a Basic
Preventive Plan. Both plans are administered by BlueCross BlueShield of
Alabama. Coverage is effective the first day that the Resident is required
to report.
VISION INSURANCE: Vision coverage is available. Coverage is effective the first of the month
after 30-days of employment.
EMPLOYEE ASSISTANCE PROGRAM (EAP): Unlimited counseling sessions are provided for all benefit eligible employees
and their dependents. EAP helps with various issues including marital/family/relationship,
stress, emotional problems, and financial and legal referrals. The plan
offers 24/7 access for assistance.
SUPPLEMENTAL EMPLOYEE LIFE INSURANCE: Age rated. Coverage up to three times base salary. Additional life insurance
is also available for your spouse and children.
EMPLOYER PROVIDED LIFE INSURANCE: No cost to you. Coverage equal to 1 x base salary. Evidence of insurability
may be required. Coverage is effective the first of the month after 30-days
of employment.
HEALTHCARE FLEXIBLE SPENDING ACCOUNT: No cost to you except your contributions. Maximum of $3,300 per year. Coverage
is effective the first of the month after 30-days of employment.
DEPENDENT DAY CARE FLEXIBLE SPENDING ACCOUNT: No cost to you except your contributions. Maximum of $7,500 per year ($3,750
if married, filing separately).
EMPLOYER PROVIDED SHORT TERM DISABILITY: IH provides a base benefit of 60% base pay. Coverage begins the first of
the month after six months of continuous benefit eligible status. Additional
coverage up to 70% of income is available for purchase. * Options for additional STD coverage will be provided after benefits
orientation.
EMPLOYER PROVIDED BASIC LONG-TERM DISABILITY: IH provides a plan benefit of 60% of monthly base salary after 180 days
off for an approved disability. Coverage begins the first of the month
after one year of continuous benefit eligible status.
BEREAVEMENT PAY: IH provides two shifts of bereavement pay for the death of eligible family members.
INDIVIDUAL VOLUNTARY INSURANCE: Voluntary benefits can be purchased (cost based upon benefit selected) for;
Hospital Indemnity, Critical Illness, Accident.
403(b) RETIREMENT PLAN: No cost to you except your before-tax salary deferral contributions. You
are always 100% vested in your salary deferral contributions. The Plan
is administered by Empower Retirement Services.
EMPLOYEE DISCOUNT PROGRAM: In appreciation for all of your hard work and dedication, IH proudly offers
employee discounts and purchasing power through our iSAVE program provided
by Corestream.
iHEALTHY WELLNESS PROGRAM: The program provides participants with tools and activities to improve
their health. By participating in biometrics participants also receive
reduced health plan premiums.
IH FITNESS FACILITIES: On-site fitness centers offer a variety of exercise equipment and swimming
pools. Locations are at Mobile Infirmary, Thomas Hospital and North Baldwin
Infirmary campuses. Discounted rates are available.
WELLCARE: Provides Nurse Practitioner services, at no cost to you, for treatment
for colds and flu, sinus infections, sore throat, etc. Conveniently located
within Employee Health at Mobile Infirmary and Thomas Hospital
THE INFIRMARY FEDERAL CREDIT UNION: Provides a full range of banking and financial services to Infirmary Health
employees and their families.
Deductions from pay for these benefits are taken on a pre-tax and after-tax
basis. Paying premiums on a pre-tax basis saves you federal, state, and
social security taxes. When you pay premiums on a pre-tax basis, you can
only change your coverage during Open Enrollment or if you have a Qualified
Family Status Change, and you make the change within 30 days of the event.
This is not a contract. Refer to the IH website for more details. All
services are subject to the provisions of the insurance contracts and
related Plan Documents. IH reserves the sole right to modify and or terminate
Plan coverage.
Short-term disability – options for purchasing coverage.
Long Term Disability Insurance Rates | Disability Insurance Rates (disability-insurance-rates.com)